The Daily Dough

Our team hand picks relevant articles every week. Check out what’s new below.

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10 Money Mistakes Millennials Should Avoid

Many millennial households are on their way to building substantial wealth. They are saving 20% or more of their paychecks, investing in 401(k) accounts, and keeping their debt levels low. But others, even those with good educations and solid careers, are making financial mistakes. And some are making them over and over, digging a hole from which it may take years to climb out.

6 min read

Tips for Filing Insurance Claims

What if your company’s building is vandalized or damaged by a storm or fire? After the initial shock, you know that as a policyowner, you need to file an insurance claim. But the time and effort you think it may take could cause you to procrastinate under these circumstances. Before an incident occurs, it is important to understand the terms of your insurance coverage and any obligations you may have to your insurer in the event that a claim must be filed. Refer to your policy’s declarations page, and be sure to contact us with any questions concerning your coverage.

3 min read

Health Clubs Need Workouts, Too!

Fitness is booming in America, and Americans are trying to take care of themselves as they never have before. From power walks to diet plans to regular workouts, racquetball matches, or lap swimming, we are flocking to fitness programs. Health club membership may be the core of your plan to build (or rebuild) your body, but it may be time to take a breather and check up on the “fitness” of your current or prospective health club.

2 min read

A Look at Medicaid

For an increasing number of families, long-term care planning is becoming a topic discussed with an unfortunate frequency. When a once healthy and vibrant person needs full-time care—either suddenly or through the ravages of a progressive illness—staggering pressures can bear down on that person, their immediate family, and close friends.

2 min read

Breaking the 2-Hour Marathon-Distance Barrier

Early in the morning of a misty October day in Vienna, Eliud Kipchoge of Kenya ran the marathon-distance in less than two hours. His time, 1:59:40, is the fastest time that any human has ever covered 26.2 miles, becoming the first runner to ever break the two-hour barrier.

4 min read

October is National Financial Planning Month

The financial planner you pick to manage your assets and advise you on key financial decisions affects your retirement and other major financial goals more, maybe, than even you. Make the right choice.

3 min read

The Entrepreneurial Challenge

As many companies have streamlined their workforce in recent years, former employees from all levels have taken the opportunity to strike out on their own. While some have done so out of necessity, others have used the opportunity to act on long-standing dreams or ambitions. One of the great attractions of entrepreneurial activity is the independence and satisfaction of working for oneself.

1 min read

Catch the Spirit: Start Your Own Business!

One of the cornerstones that helped build America is the opportunity for free enterprise. While successive generations of Americans have been following the spirit of their forefathers by building their own businesses, the recent and continuing downsizing of corporate America has produced a new wave of aspiring entrepreneurs.

2 min read

Helping Young Adults Understand Insurance

Young adults starting out in life, especially newlyweds, need insurance. But what kind? As a start, a good term life policy likely is a smart move. Other types of insurance may not be. And as they age, what other varieties of coverage make sense? A good deal of misunderstanding surrounds insurance protection planning.

3 min read

Customizing Life Insurance with Policy Riders

When many people consider life insurance, the first thought that usually comes to mind is, “How much is enough?” However, there are other aspects of life insurance policies that can provide important benefits. For example, riders essentially allow policy owners to give themselves and their beneficiaries’ added protection if certain events happen. Among the surprisingly large number of riders that life insurance companies offer, one of the more frequently utilized is the “waiver of premium.”

2 min read